top of page

Be the first to know
Subscribe to our newsletter to receive news and updates.


Dreaming Bigger, Building Better
Reflections on the Creative HQ FinTech Lab 2025 Accelerator The Power of Community If there’s one thing the start-up journey teaches you...

Carolyn Röhm
19 hours ago5 min read
21 views
0 comments


Navigating Financial Uncertainty: Rising Arrears, Business Struggles, and the Path Forward for New Zealanders
TL;DR Consumer Arrears on the Rise – Mortgage arrears are up 7% year-on-year, with personal loan and BNPL arrears also increasing,...

Carolyn Röhm
Feb 2510 min read
17 views
0 comments


Navigating the Credit Landscape in 2025: Balancing Borrower Support and Responsible Lending
Discover how proactive strategies, transparency, and ethical lending can transform the credit landscape in 2025. Read more now!

Carolyn Röhm
Jan 137 min read
22 views
0 comments


Responsible Lending: Why Proactive Support Matters, Especially in Today’s Economic Landscape
This past weekend I started quilting, and discovered that even something as simple as sewing in a straight line isn’t always as easy as...

Carolyn Röhm
Oct 30, 20245 min read
12 views
0 comments


Can I still use my models when everything keeps changing? Part 2.
External factors, such as economic and business challenges and seasonality, and how they impact predictive models in credit risk.

Scores4All
Oct 8, 20244 min read
15 views
0 comments


Problem Debt and Financial Well-being: The Role of Organisations and Governments
Problem debt impacts mental health and social stability. Society must act to mitigate its effects and enhance financial well-being.

Carolyn Röhm
Jun 11, 20245 min read
17 views
0 comments


Can I still use my models when everything keeps changing? Part 1.
Economic crisis, pandemic, recession… Let’s face it, the last 20 years have been a rollercoaster regarding granting and managing credit....

Scores4All
Mar 4, 20244 min read
15 views
0 comments


Mastering Data Communication: Expert Tips for Impactful Visualisation and Infographics
Top tips on creating more effective data visualisations.

Carolyn Röhm
Dec 7, 20234 min read
24 views
0 comments


Top 5 considerations when creating an in-house Data Science Team!
We're diving into the Dos and Don'ts of creating a Data Science Team.

Scores4All
Nov 2, 20234 min read
18 views
0 comments


What is the difference between a bureau score and a Scores4All collections score?
Mōrena It's been a hectic few weeks 🤩🌟🚀 I've attended two conferences, and they were excellent; I have been networking and meeting all...

Carolyn Röhm
Oct 10, 20233 min read
37 views
0 comments
bottom of page